| Loss of
Deposit or Cancellation |
£5,000 |
In the event of your
death, injury, illness or pregnancy or of any person travelling with you;
death, serious injury or serious illness of any relative or close business
associate or travelling with you; jury service, attendance as a witness,
compulsary quarantine, redundancy (provided that the insured person is under 65
and has been employed on a continuous full time basis with the same employer
for at least two years), fire, theft storm or flood at your home when requested
to remain by the Fire/Police Authorities. |
| Curtailment |
£5,000 |
Proportional return
of the cost of the holiday or journey and additional travelling expenses
following curtailment by return to the United Kingdom necessitated by: (i) Your
death, serious injury or of any person with whom you are travelling or of any
relative or close business associate; (ii) due to fire theft storm or flood at
your home when requested to return by the Fire/Police Authorities |
| Medical
and Emergency Expenses |
£2,000,000 |
Expenses incurred as
a resultof injury or illness and other expenses consequent upon the use of the
Emergency Service, accommodation and additional travel costs incurred by you, a
relative/friend required to travel and/or remain with you as a result of your
death, serious injury or serious illness. In the event of death, charges for
the burial or cremation abroad or the cost of transport of body or ashes to the
United Kingdom, up to £5,000 |
| Additional Hospital Benifit |
£500 |
£15 for each
complete 24 hours in hospital |
| Personnal
Accident |
£25,000 |
In the event of
Accidental Death £10,000 (children under 16 years £1,500); or loss
of limbs/sight or permanent Disablement £25,000 |
| Delayed
Departure |
£5,000 |
If your departure is
delayed for at least twelve hours due to strike/industrial action, adverse
weather conditions or mechanical breakdown of the aircraft, train or sea
vessel, the company will pay either: (a) £20 for the first full twelve
hours delay and £10 for each full twelve hours delay thereafter up to
£100; or (b) Contracted holiday/travel costs following cancellation of
the holiday/journey up to £5,000 |
| Missed
Departure |
£500 |
Additional
accommodation and travelling expenses incurred as a result of (i) strike,
mechanical braekdown or adverse weather, causing interuption of scheduled
public transport services; (ii) accident or mechanical failure of your vehicle
causing you to arrive at an international point of departure in the United
Kingdom too late to catch the aircraft/sea vessel or on return from the final
departure point overseas |
| Hi-Jack
Expenses |
£1,000 |
Transport subjected
to hi-jack during a planned journey and being detained in excess 24 hours.
payment £50 per day up to 20 days |
| Personnal
Luggage, Money and Valuables |
£2,000 |
In the event of loss
or damage to: (i) Clothing and personnal effects, suitcases; (ii) Personal
Money; (iii) Valuables (jewellery, furs, watches, articles made of or
containing precious metals or stones, sports equipment, musical instruments,
binoculars, spectacles, sunglasses, electronic games, mobile telephones, audio,
video, photographic or computer equipment, including any ancillary equipment or
accessories). Limits: (i) Personnal Luggage, Clothing and Personnal Effects
£1,500, any one article or pair or set of articles £500; (ii) Money
£500 Cash limited to £250; (iii) Valuables £300, any one
article or pair or set £250, spectacles or sunglasses
£75. |
| Loss of
Passport |
£250 |
Additional Travel and
accommodation expenses incurred abroad in obtaining a replacement
passport. |
| Personnal
Liability |
£2,000,000 |
The cost of claims
being made against you as a private individual for bodily injury, illness or
disease to any person or loss of damage to their property; your liability for
damage to a rented holiday home but exluding the first 3250 of each
claim. |
| Legal
Expenses |
£25,000 |
Costs and expenses
incurred to pursue a claim for compensation and/or damage following personnal
injury or death excluding claims against a Tour Operator, travel Agent, Carrier
or Insurer. |
| Scheduled
Airline Failure |
£1,500 |
To reimburse sums
paid in advance in the event of insolvency of a scheduled airline prior to
flight departure or if after departure proportion of costs to replace part of
flight or costs to return home. |
| Ski
Pack |
£300 |
If you are taken ill
or injured during your hoilday and you are unable to continue skiing we will
provide a proportionate refund of the cost of your Ski pack provided that no
other refund is available. |
| Ski
Hire |
£340 |
If you lose or damage
your own Ski's during the holiday we will reimburse you the cost of the hire of
the equivalent items for the remaining period of the hoilday up to £20
per day. |
| Avalanche
Closure |
£200 |
To pay up to
£40 each full 24 hours for additional travel and accommodation expenses
if the outward or return journey is delayed due to avalanche. |
| Piste
Closure |
£200 |
If there is a lck of
snow during the period 1st December to 31st March resulting in total closure of
skiing facilities at pre booked resort to pay £10 per day for
transportation to an alternative site but if no alternative site is available
to pay £20 each day skiing is lost. |
